Privacy Policy

Welcome to ClearSpent ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our web application and services.

2.1 Information You Provide

• Account Information: When you create an account, we collect your email address, name, and authentication credentials.
• Financial Data: Transaction information you enter, including amounts, dates, categories, and descriptions.
• Preferences: Your settings, default currency, and custom categories.

2.2 Information Collected Automatically

• Usage Data: How you interact with our service, features you use, and time spent on the application.
• Device Information: Browser type, operating system, and device identifiers.
• Log Data: IP address, access times, and pages viewed.

We use your information to:

• Provide and maintain our service
• Process your transactions and display financial insights
• Generate AI-powered analysis and recommendations
• Send service-related communications
• Improve and optimize our application
• Detect and prevent fraud or abuse
• Comply with legal obligations

We use the following third-party services:

• Supabase: For authentication and database services. Your data is stored securely in Supabase's infrastructure.
• Stripe: For payment processing. We do not store your credit card information; it is handled directly by Stripe.
• Google (Authentication): If you sign in with Google, we receive your basic profile information.
• Google Gemini (AI): For generating financial insights. Transaction data sent for analysis is not stored by Google.

We implement industry-standard security measures to protect your data:

• All data is encrypted in transit using TLS/SSL
• Data at rest is encrypted in our database
• Access controls and authentication for all systems
• Regular security audits and updates
• Row-level security ensuring you can only access your own data

We retain your data for as long as your account is active. If you delete your account, we will delete your personal data within 30 days, except where we are required to retain it for legal purposes.

You have the right to:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate data
• Deletion: Request deletion of your account and data
• Export: Export your data in a portable format (Pro users)
• Opt-out: Disable AI analysis features if preferred

To exercise these rights, contact us at privacy@clearspent.app

We use essential cookies to maintain your session and preferences. We do not use tracking cookies for advertising purposes. You can control cookie settings through your browser.

Our service is not intended for users under 13 years of age. We do not knowingly collect personal information from children under 13.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. Continued use of the service after changes constitutes acceptance of the new policy.

If you have questions about this Privacy Policy, please contact us:

• Email: privacy@clearspent.app